Phillip:
Your first post? OK....quick answer from me.
#1. Titanium is far superior
#2. Replaced chainplates by Mack Yacht Services are great.
Insurance companies do not turn down because of chain plates, who told you that? A miss informed broker trying to scare you.
Buy the boat, these IP 40s are a screaming deal. OMG, they were always $250,000 now today you can buy a fully refit IP40 for $150,000 and people are crying and looking for more give backs. THESE IP40s AT THIS PRICE ARE A CRAZY DEAL.....heck, I paid $150,000 for an IP35.
So, stop the worry. Get er done. Buy the boat, go sailing. Life is short.
Hayden....IP owner since 1991....